{"id":2455,"date":"2026-01-05T14:17:11","date_gmt":"2026-01-05T13:17:11","guid":{"rendered":"https:\/\/droitemoderniste.be\/?page_id=2455"},"modified":"2026-01-05T14:17:11","modified_gmt":"2026-01-05T13:17:11","slug":"mecanisme-complement-pension-garanti","status":"publish","type":"page","link":"https:\/\/droitemoderniste.be\/index.php\/programme\/priorites\/pensions\/mecanisme-complement-pension-garanti\/","title":{"rendered":"M\u00e9canisme \u00ab\u00a0Compl\u00e9ment pension garanti\u00a0\u00bb"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"335\" height=\"150\" src=\"https:\/\/droitemoderniste.be\/wp-content\/uploads\/2026\/01\/seniors.jpg\" alt=\"\" class=\"wp-image-2456\" srcset=\"https:\/\/droitemoderniste.be\/wp-content\/uploads\/2026\/01\/seniors.jpg 335w, https:\/\/droitemoderniste.be\/wp-content\/uploads\/2026\/01\/seniors-300x134.jpg 300w\" sizes=\"auto, (max-width: 335px) 100vw, 335px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Le <mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">Mouvement Droite Moderniste<\/mark> (<mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">MDM<\/mark>) propose le m\u00e9canisme \u00ab\u00a0Compl\u00e9ment Pension Garanti\u00a0\u00bb (CPG), un filet financier automatique et cibl\u00e9 pour les petits pensionn\u00e9s belges (pension brute &lt;1 630 \u20ac\/mois en 2025), visant \u00e0 porter leur revenu \u00e0 1 800 \u20ac minimum sans bureaucratie excessive.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ce dispositif hybride combine r\u00e9partition solidaire et incitants \u00e0 l&rsquo;activation, s&rsquo;inscrivant dans la vision <mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">MDM<\/mark> de protection active des classes populaires via innovation sociale viable. Il cible 400 000 b\u00e9n\u00e9ficiaires, priorisant isol\u00e9s et veuves souvent sous le seuil de pauvret\u00e9 \u00e0 1 207 \u20ac.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u200b<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Crit\u00e8res d&rsquo;\u00c9ligibilit\u00e9<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Acc\u00e8s automatique via croisement donn\u00e9es ONP-CPAS-mutuelles pour pensionn\u00e9s avec revenus &lt;1 500 \u20ac brut (solo) ou &lt;2 200 \u20ac (couple), sous conditions de r\u00e9sidence belge &gt;10 ans et absence fraude.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Exclut pensions &gt;2e pilier \u00e9lev\u00e9 pour pr\u00e9server \u00e9quit\u00e9 ; r\u00e9\u00e9valuation annuelle par IA digitale. Priorit\u00e9 aux 65+ en pr\u00e9carit\u00e9 \u00e9nerg\u00e9tique\/logement (27% des seniors).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u200b<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Modalit\u00e9s de Versement<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Calcul<\/strong> : Compl\u00e9ment = 1 800 \u20ac &#8211; pension actuelle, index\u00e9 au \u00ab\u00a0panier seniors\u00a0\u00bb (\u00e9nergie 40%, alimentation\/sant\u00e9 35%, logement 25%), vers\u00e9 mensuellement sur compte bancaire.<\/li>\n\n\n\n<li><strong>Activation Bonus<\/strong> : +100 \u20ac\/mois si engagement b\u00e9n\u00e9vole (4h\/semaine : mentorat, jardins communautaires), r\u00e9duisant isolement et g\u00e9n\u00e9rant \u00e9conomies allocations (20%).<\/li>\n\n\n\n<li><strong>Digitalisation<\/strong> : App <mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">MDM<\/mark> \u00ab\u00a0Mon Compl\u00e9ment Senior\u00a0\u00bb pour simulation, demande auto et suivi, avec alerte inflation >3% d\u00e9clenchant bonus trimestriel de 150 \u20ac.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Financement et Viabilit\u00e9<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cotisation solidarit\u00e9 progressive 0,4% sur assurances-groupe\/2e pilier (>50 000 \u20ac\/an, rendement 300 M\u20ac), + \u00e9conomies fraude pensions (150 M\u20ac\/an) et TVA cibl\u00e9e sur luxe seniors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Budget : 1,2 Md\u20ac\/an, autofinanc\u00e9 en 4 ans via activation et croissance cotisants seniors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pas d&rsquo;endettement ni immigration, align\u00e9 r\u00e9formes 2025 (\u00e2ge 66 ans).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u200b<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Impact et D\u00e9ploiement<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">R\u00e9duction pauvret\u00e9 seniors -20% en 3 ans, +15% pouvoir d&rsquo;achat via indexation sp\u00e9cifique ; pilote 2026 en 10 communes (Bruxelles-Wallonie-Flandre) avec \u00e9valuation KPI (participation +25%).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Positionne <mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff6900\" class=\"has-inline-color\">MDM <\/mark>comme r\u00e9formateur solidaire, attractif pour \u00e9lectorat modestes.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le Mouvement Droite Moderniste (MDM) propose le m\u00e9canisme \u00ab\u00a0Compl\u00e9ment Pension Garanti\u00a0\u00bb (CPG), un filet financier automatique et cibl\u00e9 pour les petits pensionn\u00e9s belges (pension brute &lt;1 630 \u20ac\/mois en 2025), visant \u00e0 porter leur revenu \u00e0 1 800 \u20ac minimum sans bureaucratie excessive. Ce dispositif hybride combine r\u00e9partition solidaire et incitants \u00e0 l&rsquo;activation, s&rsquo;inscrivant dans [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1282,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-2455","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/droitemoderniste.be\/index.php\/wp-json\/wp\/v2\/pages\/2455","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/droitemoderniste.be\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/droitemoderniste.be\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/droitemoderniste.be\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/droitemoderniste.be\/index.php\/wp-json\/wp\/v2\/comments?post=2455"}],"version-history":[{"count":1,"href":"https:\/\/droitemoderniste.be\/index.php\/wp-json\/wp\/v2\/pages\/2455\/revisions"}],"predecessor-version":[{"id":2457,"href":"https:\/\/droitemoderniste.be\/index.php\/wp-json\/wp\/v2\/pages\/2455\/revisions\/2457"}],"up":[{"embeddable":true,"href":"https:\/\/droitemoderniste.be\/index.php\/wp-json\/wp\/v2\/pages\/1282"}],"wp:attachment":[{"href":"https:\/\/droitemoderniste.be\/index.php\/wp-json\/wp\/v2\/media?parent=2455"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}